Payment Plans and Options

Homeowners Insurance

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homeowners insurance brochure

Your home is one of your largest investments. Shouldn’t the insurance that protects it be chosen wisely? Utica National Homeowners Insurance can help protect your home with coverage that fits your needs without breaking your budget.


We take our responsibility to provide you with exceptional coverage at a competitive price seriously. And here is just a sample of what we offer to help in protecting your investment:

Property Protection

Covers the loss of, or damage to, buildings and personal property. Coverage extends to structures such as detached garages and sheds, and can be adjusted to accommodate their value. Coverage for personal property that is off premises can be increased to suit individual needs. Coverage is available from a basic “named peril” basis to broadened  “all-risk.”


Covers actions of the insured and relatives residing together for which they may be held legally liable, both on and off the premises.

This coverage extends to both resident premises and personal action claim situations. Claims for damage to the property of others and medical expenses for injuries to others on your premises also are included as part of this protection.


With Utica National, you can purchase auto insurance, motorcycle insurance, boat insurance, homeowners insurance, commercial insurance, and more. So, when getting a quote, remember your other insurance needs, too. With our insurance rates, your savings can add up!


Contact your local independent agent today to learn more about the advantages of insuring with Utica National.


This offers only a summary of the coverages available through Utica National’s Homeowners Insurance Program. For complete information consult your professional insurance agent or broker. Coverage and discount availability may vary by state.