Business Income from Dependent Properties - Covers your lost income if you are forced to suspend operations due to a loss suffered by your designated major suppliers, buyers, or manufacturers. Consequential Loss - When a stock item consists of several components, a loss to some of the parts may leave you with an unmarketable product. This coverage pays for the reduction in value to the remaining parts. Coverage for Seasonal Increase in Your Business Personal Property - At certain times of the year (such as the holiday season) your company is busier than ever, and you may see an increase in the amount of business personal property you need to protect. With this coverage your limits automatically fluctuate to meet your seasonal needs. Wholesalers Limited Product Recall Coverage - A defective or tampered product can be a nightmare! If you need to have a recall, this covers certain extra expenses such as notification, overtime, and shipping. Deferred Payment Coverage - Protects your interest in personal property, sold under a deferred or installment payment plan, that is lost or stolen after delivery to buyers. This coverage is separately underwritten and may not be available for all classes of businesses.

Of course, we realize that no two wholesalers or distributors are alike. That's why our marketing and underwriting experts will work with you and your local independent agent to provide a complete insurance program to meet your unique needs. We can help tailor a program that addresses areas of particular concern to you whether it means higher limits, or broader optional coverages including:

With Utica National you not only receive top quality insurance protection, but also world class service. From our 24-hour-a-day claim department to loss control experts that can help you to make your workplace safer, our staff is ready to meet your needs.