Insuring Your Child Care Center

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Program of Insurance Protection for Child Care Centers masthead

Parents rely on you to provide a safe and nurturing environment for their children. You've been very selective in choosing your staff, equipment and the programs you run in order to meet those expectations and provide the best experience possible for your clients. You should take equal care in selecting an insurance program.

With insurance experience dating back to 1914, we understand the risks you face. Our complete insurance program provides the protection needed for today's modern child care center. Consider the benefits of a Utica National policy in these situations:

Your child care center has a fire in the kitchen area. Our top-quality property coverage pays for building repairs, smoke damage, and clean up, along with the fire department service charge.
A child falls and your center is sued for negligence due to lack of supervision. Our general liability coverage protects you from suits for bodily injury and more, and includes protection for your volunteers, child care providers, health care providers and teachers.
Children are injured while on a field trip. With Utica National's Extended Medical Payments you'll have coverage for children enrolled in your child care center.
An allegation of child molestation is made against one of your center's employees. Your center is protected for damages as well as defense costs with Molestation Coverage. Added Defense Costs Coverage is also available to protect wrongfully accused employees.
You have an accident while transporting children to the local zoo in your center's van. Commercial automobile coverage provides liability protection for volunteers, employees and elected or appointed administrative officials while operating your vehicles.

In addition to outstanding coverages, our insurance program also includes valuable loss control services to make your center safer, attractive billing options, and quick, efficient handling of your claims. Contact your local independent insurance agent who represents Utica National to learn more about our Child Care Center Program.