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Automobile Services Advantage Program PLUS masthead

There's a lot riding on your insurance. And just like the vehicles that roll into your garage, you won't know if you're dealing with a lemon until you look under the hood. That big packet of paper may seem reassuring, but closer inspection could reveal gaps in your protection.

That's why many auto service businesses turn to the specialists at Utica National. We've analyzed the unique needs of your trade and assembled a complete package of insurance designed to keep your operation running smoothly.

Going beyond the scope of the standard repair shop policies you may find elsewhere, we offer outstanding coverage for your property and liability needs along with the additional options you need to truly protect your business, such as:

  • Fuel Storage Tanks and Pumps - for above or below ground gasoline, diesel or kerosene fuel tanks and pumps.
  • Fuel Held for Resale - including gasoline, diesel or kerosene fuel held for sale in storage tanks.
  • Credit Card Slips - for loss or damage to credit card slips.
  • Damage to Leased Property - including leased hoists, buildings, fences, retaining walls and fuel pumps.
  • Employee Tools - for loss or damage to tools owned by your employees.
  • Employee Dishonesty - for employee theft and other acts.
  • Money & Securities - both on and off premises.
  • Broadened Coverage for Garages - includes personal injury and advertising injury, host liquor liability, fire legal liability, incidental medical malpractice and non-owned watercraft liability.

In addition to top-quality coverages, you'll benefit from specialized loss control services to help make your business safer, convenient payment options, and speedy claims handling. It's all part of the quality customer service we're proud to deliver to our valued customers.

We also pride ourselves on being represented by a local independent agent who lives and works in your community. Your independent agent can help you determine your insurance needs and decide if our Auto Service and Repair Program is right for your business.

Look under the hood of your current policy. Then discover the Utica advantage by comparing our coverages and services to those of other insurers.


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